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Home > Victorian Britain > Business & Finance > Personal Financial Issues
- Personal finance was no easier in Victorian days than it is today. From making one's will to recovering bad debts, British Victorians faced a host of financial issues, and had to deal with an array of confusing laws.
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- In Victorian England, those who wished to put money into "savings" often did so through a Post Office Savings Account rather than a bank. The minimum deposit was one shilling. The Post Office developed a system whereby one could purchase penny stamps and add them to a card, and when these totalled a shilling, one could deposit the card and be the proud owner of a new savings account!
- Benefit Clubs
(Leisure Hour, 1860)
- Benefit clubs were organized for the purpose of supporting members if they became ill or unable to work. Members paid annual fees. As this article points out, however, actuarial miscalculations often meant that members received little "benefit" with respect to their investments.
- Post Office Savings Banks
(Cassell's Family Paper, 1860)
- Post Office Savings Banks
(Illustrated London Almanack, 1862)
- The Pennies of the People, by Edwin Hodder
(Cassell's Family Magazine, 1878)
- A look at a savings strategy for the poor, along with a discussion of the "school bank" strategy of Belgium that encouraged children to save.
- The Post Office Savings Bank Department, by Edwin Hodder
(Cassell's Family Magazine, 1881)
- This looks at the current status of the Post Office Savings Bank, including its relocation to a new building.
- Savings Banks and Clothing Clubs, by Dora Hope
(Girl's Own Paper, 1881)
- Tips on teaching girls in school how to save and manage their funds.
- Savings Banks
(Illustrated London Almanack, 1881)
- Assets and liabilities.
- How Shall I Invest My Savings?
(Cassell's Family Magazine, 1882)
- For a Rainy Day, by Barbara Foxley
(Cassell's Family Magazine, 1887)
- Savings advice for teachers.
- The Thrift of the Working Classes, by Alexander Cargill (Cassell's Family Magazine, 1887)
- Statistics on the amounts put into savings by the working class in Britain.
- What to Do With Your Savings: A Paper for Working Girls
(Girl's Own Paper, 1892)
- An excellent summary of the workings of the Post Office Savings Bank.
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- New Laws of Debtor & Creditor
(Illustrated London Almanack, 1845)
- Going A-Borrowing
(Cassell's Family Magazine, 1888)
- Information on loans, debts and borrowing.
- How Shall I Make Him Pay?
(Cassell's Family Magazine, 1891)
- Legal options for collecting debts.
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- Popular Papers on English Law: I Give and Bequeath
(Cassell's Family Magazine, 1878)
- A "simple sketch" of English testamentary law -- i.e., wills.
- I Must Make My Will!
(Cassell's Family Magazine, 1889)
- How Wills Are Proved
(Cassell's Family Magazine, 1891)
- Practical Points of Law, by A Lawyer
- Includes Introduction, Dogs, Education, Fire Assurance, Property Fixtures, Life Assurance, Infants/Children, Servants, Swindles, Tenants, Travel, Wedlock, Wills, Popular Errors
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- Life Assurance
(Chambers Miscellany, 1845)
- A "dialogue" on the value of life assurance (insurance).
- Life Assurance Tables
(Illustrated London Almanack, 1845)
- Papers on Life Insurance
(Leisure Hour, 1860)
- British Life Assurance Offices
(Illustrated London Almanack, 1874)
- A Chat About Insurances, by Lewis Hough
(Cassell's Family Magazine, 1877)
- Insurance Office Statistics
(Illustrated London Almanack, 1878)
- Table showing the income, interest, and capital of the principal offices.
- Insurance Office Statistics
(Illustrated London Almanack, 1879)
- Does Life Insurance Insure?
(Harper's Monthly, 1881A)
- Some Practical Hints on Life Assurance
(Cassell's Family Magazine, 1881)
- A Few Words About Fire Insurance
(Cassell's Family Magazine, 1881)
- In Case of Accidents
(Cassell's Family Magazine, 1888)
- Practical Points of Law, by A Lawyer
- Includes Introduction, Dogs, Education, Fire Assurance, Property Fixtures, Life Assurance, Infants/Children, Servants, Swindles, Tenants, Travel, Wedlock, Wills, Popular Errors
- Women and Life Insurance, by Walter H. Barrett (Ladies Home Journal, 1892)
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- On Paying Your Income Tax
(Cassell's Family Magazine, 1880)
- Some Hints to Property Buyers
(Cassell's Family Magazine, 1881)
- Shall I Be a Trustee?
(Cassell's Family Magazine, 1888)
- Is the Law Too Dear? by Frederick Dolman
(Strand, 1901B)
- Experts discuss the costs of litigation.
- • See also the Making Ends Meet section for information on household budgeting and finance.
- • See also the Statistics section for tables, charts, and statistical information about finance and commerce.
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